July 31, 2019

Should Your Retirement... Crash?

 -       By Robert & Deanna Goldsmith

A financial and retirement crash, what? Have we totally flipped?  Well, not exactly!  You see, we are not inferring a stock market crash, nor are we suggesting you s...

January 10, 2019

          Happy New Year!

Financial 411 is set to kick off the year in the most amazing way!

But first, what does the new year mean to you?   

Now, that the first week of 2019 has gone by  with many of us having just set our New Year's resolu...

December 5, 2018

The Christmas season is finally here. Even though we like to think of the holidays as a time of fun and family, the truth is that there is also a great deal of stress attached to this time of the year. From entertaining to buying gifts to travel, the stresses on your b...

October 15, 2018

Things are looking good. Really good. We’re riding high in the longest bull market in history, the Dow closed at a record 26,616 last January, and unemployment is down to 3.9% in August.1 What could be better?

Retirement planning, for starters. Despite the glo...

October 1, 2018

8 in 10 Americans say family is the most important to them but only half (55%) have Life Insurance to protect them. 

How much insurance do you need?

Important considerations for determining the right amount of coverage.

To determine the right amount of life insurance cov...

September 25, 2018

Are your beneficiary designations up-to-date? All of them? Are you sure?

Most people have a good idea who they want to name as beneficiaries, but often, many fail to keep beneficiary designations in step with their intentions. Marital changes and changes to family statu...

September 17, 2018

Neither should your life insurance coverage.

Take a moment to consider how your life has changed over the last several years.

Was there a change in your marital or family situation? Did you start your own business or earn a promotion? Did your children begin— or complete...

September 6, 2018

Here's that reality check you've been missing.

When you're in your 20s or 30s, you're probably not thinking too much about retirement. Chances are, you're concentrating on more pressing financial goals, like shaking off your student debt, paying off your credit cards an...