When I originally purchased my term life insurance plan from financial 411 (Robert), it was for the sole purpose of providing protection for my family.
I was originally only gonna buy a 10 year term because after 10 years I would retire and would no longer need the insurance. (that is the concept that I kept hearing from other advisors) Robert spent time educating me that not all term insurance is the same.
As fate would have it, I was stricken with an illness that had not only challenged my health but forced me out of work The devastation of major medical bills (not all covered by my medical insurance) piling up and the stress with no money coming in to pay these bills was weighing heavy on me.
Thank God, Robert called me one day to see how I was doing. Once I explained to him my circumstances, he reminded me that the policy I purchased provides benefit beyond just death protection. Robert went right to work for me that day, and to my surprise, he was able to work with me to obtain (unbelievably) $125,000 to help me through this unfortunate circumstance. And, to my surprise, I still have most of my insurance available for my family should life take its uncertain twists.
Please... If someone ever tells you "all agents and all insurance policies do the same thing!" YOU absolutely have them reach out to (my hero and financial professional), Robert Goldsmith. His number is 877-529-6543. There is a difference and it can be life-altering.