Who Are You Saving your Money For? 

You, Your Kids, or UNCLE SAM?

  • Are you Already Paying Too Much In Taxes?

  • Are you on Track to one day be able to Retire Comfortably?

  • Do You understand the difference between Qualified & Non-Qualified Money?

  • Do you know if your Social Security Benefits will be Taxable or Tax-Free?

  • Do You know how to make your 401K (pre-taxed dollars) also Income Tax-Free? 


The fact is, how you prepare and develop all of your assets in your plan TODAY can make all the difference to how you live your life in retirement! 


Note: YOUR 401K is NOT a Retirement "Plan!" 

So, How Would You Prefer to Receive Your Income During

Retirement... Taxable or Tax-Free?

You may not realize that when you reach retirement, people often lose many of the deductions they once enjoyed, including home mortgage interest, dependents, and of course, retirement plan contributions.

And, if you were a business owner, you may be losing even more.  As a result, it is quite possible, that although you may have less income during retirement, your TAXABLE income may be just as high or higher!


Therefore, If you don’t take action to avoid paying excessive taxes, you’ll likely be in for a rather unwelcome surprise during your retirement years, one which could result in your living a lower lifestyle or even worse... outliving your money! But you have to begin your plan of action today. Waiting until you're retired is often too late! 


To learn more about creating a potential income tax-free retirement, Schedule your complimentary 15-min strategy Session today. Waiting may be even more costly than you imagined. 

Together we can help you qualify for the best potential  income during your retirement!

Let's Connect Today

We Value the opportunity to discuss methods we can employ (generally, rarely employed by many advisors) with regards to how we can help you strengthen your financial future. Please contact us today to schedule a free - no cost, no-obligation strategy session.

Request A Complimentary 

15-Min Strategy Session






The Colony, TX 75056

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Financial 411, Robert Goldsmith, and Deanna Goldsmith are representatives of Financial Fitness & Insurance Servcies, LLC, a Nevada Corporation.  Robert has been a licensed insurance and financial professional since 1982 and is a member of the National Ethics Association and National Association of Professional Agents.  Deanna Goldsmith is also a member of the National Association of Professional agents and has earned her certificate as a National Social Security Advisor. Deanna Goldsmith has been a licensed insurance professional since 2003. Financial Fitness & Insurance Services, LLC, Robert Goldsmith, and Deanna Goldsmith do not provide legal or tax advice, any information perceived as legal or tax advice is purely consequential.  For legal or tax advice you should always consult a licensed tax advisor or attorney.