Financial 411 Blogs

With Robert Goldsmith



Take the Gamble out of your Retirement!

What do you do when you hear the dreaded question, “Are you Prepared for Retirement?” 

If you are like most people, when asked about your plans for retirement, you might very well

change the subject. The fact is, most people are so fearful about their prospects for retirement that they don’t even want to think about it let alone discuss it. Unfortunately, not doing anything about it is perhaps the worst mistake you can make.

When you're at or approaching your retirement is not the time to gamble with your hard-earned dollars! However, even if you've just landed your very first "real" job and you're starting to think about saving... investing poorly and/or without the proper due diligence, including paying unnecessary fees and expenses can erode your retirement, or at least make it less comfortable than you may have hoped for.

The fact is, you can avoid making some of those common mistakes with just a little planning and perhaps, some intelligent advice from a trusted knowledgeable professional. Whether you're in your 20's just getting started or in your 60's nearing retirement we can help.  

It's important to note, that Your retirement money isn't for gambling. Retirement funds must be designed to provide you with a reliable and consistent income stream. Knowing the appropriate amount of risk (if any) that is the right amount of risk for you, and then how each particular financial product can make a difference is critical. It is important to take the time necessary to lay out your Financial plan. This it tantamount to your long-term retirement success.

One of the most important points to recognize is that there is no such thing as a "One-size fits all" approach to finances. Everyone's circumstances are different and may require a pals of action that is different that yours. Together, we can create the plan of action that is right for you, for your unique situation by using our Financial GPS guide created just for you which we have entitled... "From Diapers to It-Depends."

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We Value the opportunity to discuss methods we can employ (generally, rarely employed by many advisors) with regards to how we can help you strengthen your financial future. Please contact us today to schedule a free - no cost, no-obligation strategy session.

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The Colony, TX 75056

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Financial 411, Robert Goldsmith, and Deanna Goldsmith are representatives of Financial Fitness & Insurance Servcies, LLC, a Nevada Corporation.  Robert has been a licensed insurance and financial professional since 1982 and is a member of the National Ethics Association and National Association of Professional Agents.  Deanna Goldsmith is also a member of the National Association of Professional agents and has earned her certificate as a National Social Security Advisor. Deanna Goldsmith has been a licensed insurance professional since 2003. Financial Fitness & Insurance Services, LLC, Robert Goldsmith, and Deanna Goldsmith do not provide legal or tax advice, any information perceived as legal or tax advice is purely consequential.  For legal or tax advice you should always consult a licensed tax advisor or attorney.