One of the most valuable commodities in the world is knowledge, especially when it's applied effectively. Everything else—money, possessions, even health and love—can come and go. They can all be taken away from us in an instant. However, once acquired, your knowledge is something no one can ever take away from you.

 

Understanding financial stability requires a shift in perspective. Money management goes beyond merely earning a paycheck or saving a few dollars on purchases. It's more than just having a 401(k) and group life insurance through your employer. True financial planning encompasses a broader approach.

 

Unfortunately, according to the Financial Industry Regulatory Authority (FINRA), about 66% of the American population is considered financially illiterate. This statistic underscores the importance of expanding our knowledge and understanding of financial principles. By doing so, we can make informed decisions, protect our assets, and secure our futures. 

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