Christian Healthcare Ministries (CHM) has hundreds of participating groups—all of which are Christian organizations with an all-Christian staff. Furthermore, all group members meet other CHM membership requirements.

Advantages of CHM group membership

Significant savings on healthcare costs (some groups save as much as 50 percent compared to their previous health care plan)
Employee out-of-pocket expenses are often significantly less
Single-bill option for the group
CHM is compassionate and faithful
An eligible option for individuals under the Affordable Care Act (ACA)
Generous maternity program
Choose your own healthcare providers
No application fee or annual fee
No one is dropped or denied membership due to medical conditions
Costs are not adjusted based on medical conditions or history
Bill discounts often eliminate out-of-pocket expenses
Longevity, integrity, and accountability

What is health cost-sharing?

Health cost-sharing is a way to satisfy your healthcare costs and help others while upholding your Christian beliefs and sticking to your budget

Christian Healthcare Ministries (CHM), the nation’s first and longest-serving health cost-sharing ministry, provides a cost-effective, accountable and faith-based framework to help fellow believers facing a health crisis. Likewise, brothers and sisters in Christ step in to help you in your time of need. Members’ pre-set monthly financial gifts to CHM are the funds used to share each other’s healthcare costs.

The ministry shares 100 percent of eligible bills and overall has shared $4.5 billion in members’ healthcare costs. CHM is also a Better Business Bureau Accredited Charity.

Getting started

For a cost analysis, please complete the form below.

We’ll respond with an email overview and can also set up a webinar presentation at your convenience. Please note that you’ll also need to consult your tax and employee benefit professionals on this topic.

For additional information please feel out the form below, also in the message section add the following info:

Group Name
Street - City - State - Zip
Current cost of monthly contribution
Deductibles
Contributions to HSA's by the employer
Total number of singes
Total number of couples
Total number of families
When do you hope to make a plan change

CHM’s solutions will help you create a plan that affordably satisfies ACA requirements. However, your group plan must be set up properly or you can be heavily fined. Therefore, all groups should seek guidance from attorneys and CPAs knowledgeable about the law’s requirements. CHM can provide referrals to reliable, independent professionals.