KET

LIFE

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Immediate

Annuity

Variable

Annuity

Deferred Income Annuity (DIA)

Fixed Rate

Annuity 

Fixed Index Annuity (FIA)

Is My Principal placed at risk if I invest in the stock market or bond market?

YES

NO

NO

NO

NO

Can I access a portion of MY Principal for Partial Withdrawals?

YES

NO

NO

YES

YES

Is MY Principal Protected from Stock Market Lossess ?

NO

YES

YES

YES

YES

Do I Have Ongoing Fees deducted from my Principal for Mortality & Expense Charges?

YES

NO

NO

NO

NO

May I Add an Optional Rider to to Guarantee a Lifetime Income Even if My Balance is Zero?

YES

NO

NO

YES/NO

YES

Do I have to pay for an investment manager as an annual fee that is taken from principal?

YES

NO

NO

NO

NO

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