When choosing life insurance, the decision between term and permanent coverage is often presented as a straightforward choice. However, the reality is far more complex, as each type has its own advantages and limitations that must be carefully weighed against your unique financial needs and goals.

​

So, while the question may start with "Term or Permanent?" the real answer lies in a deeper understanding of your financial landscape and long-term objectives. Taking the time to explore your options thoroughly will ensure you make the best decision for your unique situation.